Zulfiqar Husain Email & Phone Number

Abu Dhabi Emirate, United Arab Emirates

Abu Dhabi, United Arab Emirates

• To lead & motivate the reporting team members (SRMs, RMs, and ARMs. & support team)• Managing Branch performance to ensure growth in terms of Assets, Liability & profitability while maintaining high quality portfolio.• Reviewing & recommending the credit proposals, carrying out comprehensive financial and non-financial analysis on customer’s financial documents and visiting client business premises for recommendation and approval of cases submitted.• Presenting the credit… Show more • To lead & motivate the reporting team members (SRMs, RMs, and ARMs. & support team)• Managing Branch performance to ensure growth in terms of Assets, Liability & profitability while maintaining high quality portfolio.• Reviewing & recommending the credit proposals, carrying out comprehensive financial and non-financial analysis on customer’s financial documents and visiting client business premises for recommendation and approval of cases submitted.• Presenting the credit proposals to sanctioning authorities.• Interaction with higher management on company’s policies and product strategies in order maximize growth channel.• Used critical thinking to break down problems, evaluate solutions and make decisions.• Diligently monitoring team performance within their portfolio to ensure higher utilization and timely repayments, monitor early warning /stress signals and take timely corrective measures• Managing team through proper monitoring and MIS based analysis on weekly and monthly basis to maintain higher quality standards.• Provide product training and proper guidance to team members and conduct interactive sessions on market developments and bank’s policies• Interaction and meetings with other distribution channels and different teams to ensure smooth and effective running of business and delivering excellent services to clients• Managed and supervised the all department in absence of Branch Manager. Show less

Abu Dhabi, United Arab Emirates

Abu Dhabi & Al Ain

Abu Dhabi -Al Ain

•To develop SME business in line with Bank's credit policy guidelines so as to achieve assigned goals & objectives according to personal / team targets.•To lead & motivate the reporting relationship team members to achieve the team’s goals & objectives•To establish, Develop and maintain pro-actively portfolio of SME/emerging corporate customers who require routine as well as complex structured trade finance and other SME products and services in order to generate revenue for the Bank… Show more •To develop SME business in line with Bank's credit policy guidelines so as to achieve assigned goals & objectives according to personal / team targets.•To lead & motivate the reporting relationship team members to achieve the team’s goals & objectives•To establish, Develop and maintain pro-actively portfolio of SME/emerging corporate customers who require routine as well as complex structured trade finance and other SME products and services in order to generate revenue for the Bank through managing the SME Customer relationship. •Structuring credit facilities to meet customer requirements while maximizing the Bank's interest, ensuring continuous management of credit risk and maximization of profitability.•Negotiating pricing arrangements with customers in line with lending criteria•Monitoring account performance to ensure good utilization of facilities and to control overdue payments of accounts•Maximizing the return from the existing customer portfolio•Closely interact with all distribution channels and service centers including Central Operations, Trade Finance, Direct Banking , Branches etc in order to ensure effective service levels. Team Management / Leadership. To motivate the team members supervision to act for collection of financial information from customers for timely renewal of credit files, perfection of securities, keeping their assigned portfolios regular. To provide timely feedback for any notable development in any account and also pass on any information to capture new business. To infuse a desire among the team members to extend all possible supervision / cooperation to Operations staff in addressing customers’ services related issues especially for corporate clients. Show less

Abu Dhabi,Uae

•To establish, Develop and maintain pro-actively portfolio of SME corporate customers who require routine as well as complex structured trade finance and other SME products and services in order to generate revenue for the Bank through managing the SME Customer relationship.•Identifying potential business opportunities from both new and existing customers•Negotiating pricing arrangements with customers in line with lending criteria•Monitoring account performance to ensure good… Show more •To establish, Develop and maintain pro-actively portfolio of SME corporate customers who require routine as well as complex structured trade finance and other SME products and services in order to generate revenue for the Bank through managing the SME Customer relationship.•Identifying potential business opportunities from both new and existing customers•Negotiating pricing arrangements with customers in line with lending criteria•Monitoring account performance to ensure good utilization of facilities and to control overdue payments of accounts•Maximizing the return from the existing customer portfolio•Providing prompt and courteous response to customer inquiries in all aspects of banking operations•Contribute towards the growth of the HNWI by maximizing opportunities in the mass affluent segment across all products•Generate Assets and liabilities business mainly from the HNWI and corporate.•Advice and work closely for customer requirements. •Enlist and authentication of all documents furnished by the customer. •Handling customer complaints and coming up with necessary solutions •Markets to large existing and potential clients the full complement of products and services.•Closely interact with all distribution channels and service centers including Central Operations, Trade Finance, Direct Banking , Retail Credit Centre, Card Services , Branches etc in order to ensure effective service levels.•Good knowledge of the bank’s policies, procedures and standards, local regulations and legislation of the prevention of money laundering Show less

Bachelor Of Applied Science (B.A.Sc.)

Master Of Business Administration (Mba), Finance