Zoraha Fitzgerald Email & Phone Number

United States

Conshohocken, Pennsylvania, United States

Conshohocken, Pennsylvania, United States

Wayne, Pennsylvania, United States

Wayne, Pennsylvania, United States

Plymouth Meeting, Pennsylvania, United States

Chesterbrook, Pa

Primary customer contact, acts as liaison between the borrower, underwriter and loan advisor. Is required to provide periodic status updates, and timely return all incoming inquiry calls. Responsible for processing loan applications in compliance with mortgage lending and applicable investor guidelines. Performs duties such as analyzing the loan application, assessing creditworthiness and the likelihood that a loan applicant will be able to repay the debt, analyzing the AUS /Guidelines… Show more Primary customer contact, acts as liaison between the borrower, underwriter and loan advisor. Is required to provide periodic status updates, and timely return all incoming inquiry calls. Responsible for processing loan applications in compliance with mortgage lending and applicable investor guidelines. Performs duties such as analyzing the loan application, assessing creditworthiness and the likelihood that a loan applicant will be able to repay the debt, analyzing the AUS /Guidelines as they pertain to the loan product and sales structure, reviewing title commitments and fees, ordering subordinations and allocating fees properly in the system. Responsible for monitoring the loan process and managing the proper expectations with the client and the sales staff through closing. Based on these assessments, makes mortgage loan recommendations for all Government and Conforming Full Doc products Show less

West Chester, Pennsylvania, United States

Oversee all aspects of buyer & seller transactions from executed purchase agreement to closing.Coordinate title/escrow, mortgage loan and appraisal processes.Coordinate inspections, assist in negotiations regarding repairs, and coordinate completion of repairs.Regularly update & maintain communication with clients, agents, title officer, lender etc.Submit all necessary documentation to office broker for file compliance.Coordinate moving/possession schedules.Input all… Show more Oversee all aspects of buyer & seller transactions from executed purchase agreement to closing.Coordinate title/escrow, mortgage loan and appraisal processes.Coordinate inspections, assist in negotiations regarding repairs, and coordinate completion of repairs.Regularly update & maintain communication with clients, agents, title officer, lender etc.Submit all necessary documentation to office broker for file compliance.Coordinate moving/possession schedules.Input all client information into client database system.Schedule 30 Day, 90 Day & 120 Day client customer service follow up calls to assist with any home improvement provider recommendations and to ask for referrals Show less

Trevose, Pennsylvania, United States

Gathering information for the loan application, Conventional, Jumbo, FHA, VA and USDA loansEvaluating credit histories for applicationsCollecting data from clients such as their assets, salaries, debts and employment status to fill in information for the loan applicationResearching and correcting mistakes in applications for clientsReviewing file documentation for missing or erroneous information Meeting loan application deadlines Assisting Loan Officer with requests and… Show more Gathering information for the loan application, Conventional, Jumbo, FHA, VA and USDA loansEvaluating credit histories for applicationsCollecting data from clients such as their assets, salaries, debts and employment status to fill in information for the loan applicationResearching and correcting mistakes in applications for clientsReviewing file documentation for missing or erroneous information Meeting loan application deadlines Assisting Loan Officer with requests and tasks needed to complete and process applications Show less

Gathering information for the mortgage loan application/approval, wealth management team, Jumbo, Conventional and USDA loansEvaluating credit, income and assetsCollecting data from clients such as their assets, salaries, debts and employment status to input information for loan applicationsReviewing file for missing essential information, reviewing Appraisal, title and AUS to submit complete file for file approval or denial. Assisting Loan Officer with requests and tasks… Show more Gathering information for the mortgage loan application/approval, wealth management team, Jumbo, Conventional and USDA loansEvaluating credit, income and assetsCollecting data from clients such as their assets, salaries, debts and employment status to input information for loan applicationsReviewing file for missing essential information, reviewing Appraisal, title and AUS to submit complete file for file approval or denial. Assisting Loan Officer with requests and tasks needed to complete and process applications, essential for contract settlement date Show less

Mount Laurel, New Jersey

Philadelphia, Pennsylvania

Department of Physical Therapy

· Evaluated the value of properties within a condominium complex or home owners association in accordance with specified guidelines.· Reviewed Condo Projects and Planned Unit Projects in accordance with investor and PMI guidelines to decision Projects.· Obtained and reviewed project documentation from applicable parties· Offered alternatives where applicable, answered questions and explained guidelines in support of completion of project review.· Prepped loan files for investor… Show more · Evaluated the value of properties within a condominium complex or home owners association in accordance with specified guidelines.· Reviewed Condo Projects and Planned Unit Projects in accordance with investor and PMI guidelines to decision Projects.· Obtained and reviewed project documentation from applicable parties· Offered alternatives where applicable, answered questions and explained guidelines in support of completion of project review.· Prepped loan files for investor or agency audits.· Met established productivity and turn around times on a consistent basis.· Received Certificate for Highest Quality Reviews· Selected for the Morgan Stanley and UBS Bank Pilot team to streamline Project Approval. Show less

· Reviewed mortgage loan applications in conformity with Fannie Mae and Freddie Mac underwriting guidelines.· Interpreted automated underwriting feedback from (LP) Loan Prospector and (DU) Desktop Underwriter.· Worked closely with loan processors on condition review and removal as well as researching guidelines to respond to various underwriting questions/scenarios.· Reviewed outstanding conditions on loans for acceptance including the review and approval of the appraisal for the… Show more · Reviewed mortgage loan applications in conformity with Fannie Mae and Freddie Mac underwriting guidelines.· Interpreted automated underwriting feedback from (LP) Loan Prospector and (DU) Desktop Underwriter.· Worked closely with loan processors on condition review and removal as well as researching guidelines to respond to various underwriting questions/scenarios.· Reviewed outstanding conditions on loans for acceptance including the review and approval of the appraisal for the subject property. Show less

· Requested written and verbal verifications of employment.· Ordered mortgage loan payoff statements. · Approved conditions for homeowner’s insurance.

Clinton, Nj

· Evaluated job postings and responses to determine selection, based on experience and seniority.· Provided administrative and secretarial support to the Director of Human Resources. · Managed retirement party, gifts and letters for retirees from State Commissioner. · Assessed health benefits applications.· Updated and applied department regulations and policies.· Instructed classes for new employees.· Prepared documentation for all separations from employment due to… Show more · Evaluated job postings and responses to determine selection, based on experience and seniority.· Provided administrative and secretarial support to the Director of Human Resources. · Managed retirement party, gifts and letters for retirees from State Commissioner. · Assessed health benefits applications.· Updated and applied department regulations and policies.· Instructed classes for new employees.· Prepared documentation for all separations from employment due to termination, retirements, transfers/other.· Organized department meetings, conferences and hearings. Show less

East Windsor, Nj

· Provided quality customer service to sales representatives and customers.· Accumulated and implemented a broad knowledge of modern manufacturing and distribution operations.· Reviewed daily reports for product availability. Advised and corresponded to associates and customers of backorders and special requests.· Expedited purchase orders and customer specific requests. Tracked shipments and relayed shipping information to customers.· Appointed to work with SAP consultants… Show more · Provided quality customer service to sales representatives and customers.· Accumulated and implemented a broad knowledge of modern manufacturing and distribution operations.· Reviewed daily reports for product availability. Advised and corresponded to associates and customers of backorders and special requests.· Expedited purchase orders and customer specific requests. Tracked shipments and relayed shipping information to customers.· Appointed to work with SAP consultants with the implementation of software, trained and lead staff to achieve major changes of system usage, effectively and successfully. Show less