Álvaro Malato Email & Phone Number

Rio De Janeiro, Rj, Br

Rio De Janeiro, Brazil

• Budgeting and Forecasting: Responsible for the annual budget and expense forecast, covering both operational expenses (OPEX) and capital expenditures (CAPEX).• Monthly Closing and Analysis: Conducts monthly closing of cost centers through data analysis in Excel and dashboards in Power BI, and corrects allocation errors in cost centers and accounting accounts.• Expense Management and Variance Analysis: Supervises and controls general and administrative expenses (G&A), and performs… Show more • Budgeting and Forecasting: Responsible for the annual budget and expense forecast, covering both operational expenses (OPEX) and capital expenditures (CAPEX).• Monthly Closing and Analysis: Conducts monthly closing of cost centers through data analysis in Excel and dashboards in Power BI, and corrects allocation errors in cost centers and accounting accounts.• Expense Management and Variance Analysis: Supervises and controls general and administrative expenses (G&A), and performs monthly variance analysis between budgeted and actual figures.• Executive Support: Presents detailed explanations of budget variances to company executives, helping them understand discrepancies between planned and actual results.• Study and Projection Development: Develops detailed expense studies and projections to support strategic decision-making and improve budget accuracy.• Supplier Technical Validation: Performs validation for invoice approval, ensuring payment accuracy.• Review of Regulatory Documents: Updates regulatory documents and operational procedures to maintain compliance and efficiency.• Performance Indicators Management (KPIs): Monitors and analyzes indicators to assess and improve the effectiveness of financial operations. Show less

Rio De Janeiro, Rio De Janeiro, Brasil

• Perform analysis of company results and creation of management reports;• Perform analysis of results, understanding how operational and business KPIs impact the company's financial performance;• Ensure the quality of financial data, measure, improve, monitor and certify data quality and integrity;• Creation of new processes and tools, aiming at more efficient and scalable ways of solving problems and carrying out tasks, involving the use of programming and/or the redesign of… Show more • Perform analysis of company results and creation of management reports;• Perform analysis of results, understanding how operational and business KPIs impact the company's financial performance;• Ensure the quality of financial data, measure, improve, monitor and certify data quality and integrity;• Creation of new processes and tools, aiming at more efficient and scalable ways of solving problems and carrying out tasks, involving the use of programming and/or the redesign of processes;• Support projects and initiatives to ensure that any data-related changes and dependencies are identified, communicated and managed to ensure adherence to established financial data governance standards.• Assist in the preparation of the annual budget and forecast for all Profit & Loss Statement (P&L) lines;• Financial support to the Sales and Operations Planning (S&0P) process for forecasting sales;• Structuring financial models/simulators;• Prepare executive materials for presentation at meetings;• Review of provisions and reclassification of expenses during the accounting closing;• Elaboration of Profit-and-loss statement to calculate results and support the business, acting as a business partner for the commercial areas; Show less

Rio De Janeiro

• Assess risk management and internal controls practices following the requirements from Resolutions 4.557 and 4.943 from Banco Central do Brasil (BCB)• Assist with the implementation of the entity's Risk Management Framework (ERMF), including the Risk Appetite Statement (RAS), Risk Management Strategy (RMS) and the agenda for the Internal Controls testing ensuring alignment to the Group ERMF and other relative elements• Monitoring of Operational Risk Incidents and assisting with… Show more • Assess risk management and internal controls practices following the requirements from Resolutions 4.557 and 4.943 from Banco Central do Brasil (BCB)• Assist with the implementation of the entity's Risk Management Framework (ERMF), including the Risk Appetite Statement (RAS), Risk Management Strategy (RMS) and the agenda for the Internal Controls testing ensuring alignment to the Group ERMF and other relative elements• Monitoring of Operational Risk Incidents and assisting with implementation of action plans• Perform walkthroughs interviews with 1LOD to map workflow procedures and build the Risk and Internal Control Matrix, producing a robust risk mitigations and control frameworks• Assist in the performance of detailed risk reviews and provide analysis and recommendations to assist appropriate risk management• Undertaking 2LOD controls monitoring and testing• Assist with local Board Risk Committee reporting• Assist with ESG related risks• Assist in the dissemination of the Governance, Risks and Compliance (GRC) culture throughout the organization by helping to hold lectures on the subject. Show less

Rio De Janeiro E Região, Brasil

• Perform specific post-investment routines in accordance with Corporate Governance• Assist in company's management system regarding the Funds cash flow information• Assist with internal committees reporting • Participate in committees, shareholders and Investment Funds meetings • Assist with in the development of reports for the investment board and make presentation of investment deals and proposals to executive managers• Perform analysis of financial statements•… Show more • Perform specific post-investment routines in accordance with Corporate Governance• Assist in company's management system regarding the Funds cash flow information• Assist with internal committees reporting • Participate in committees, shareholders and Investment Funds meetings • Assist with in the development of reports for the investment board and make presentation of investment deals and proposals to executive managers• Perform analysis of financial statements• Perform ALM (Asset Liability Management) report• Perform analysis and selection of Investment Funds Show less

• Perform identification and monitoring of company's and customers's risks .• Ensure the fufillment of investment rules, limits and operational procedures aimed at mitigating risks, both internal and regulatory.• Perform customers credit analysis to ensure operational limits and risk exposure levels are in compliance.• Monitor company's risk through mapping of internal controls and the implementation of risk control mechanisms.• Monitor intraday risk including sell position… Show more • Perform identification and monitoring of company's and customers's risks .• Ensure the fufillment of investment rules, limits and operational procedures aimed at mitigating risks, both internal and regulatory.• Perform customers credit analysis to ensure operational limits and risk exposure levels are in compliance.• Monitor company's risk through mapping of internal controls and the implementation of risk control mechanisms.• Monitor intraday risk including sell position limits.• Monitor customer's liquidity adn possible margin calls; • Monitor cases of violation of the intraday operational risk limit.• Monitoring of special customer activities and error account. • Monitoring of Suitability Processes. Show less

Rio De Janeiro E Região, Brasil

• Assist with the Private Equity and Venture Capital risk management system• Assist with Corporate Governance Analysis • Perform KPI analysis • Assist wiht risk analysis • Assist in controlling the Funds' cash flow information • Assist with reports for internal committees • Participate in investment committees, shareholders and Investment Funds meetings • Assist with management reports for the investment board • Perform analysis of investment deals and proposals through… Show more • Assist with the Private Equity and Venture Capital risk management system• Assist with Corporate Governance Analysis • Perform KPI analysis • Assist wiht risk analysis • Assist in controlling the Funds' cash flow information • Assist with reports for internal committees • Participate in investment committees, shareholders and Investment Funds meetings • Assist with management reports for the investment board • Perform analysis of investment deals and proposals through Financial Statements, Cash Flow, etc • Perform presentation to executive managers Show less

Rio De Jaaneiro

• Responsible for end-to-end Incentive & Commission process execution with main focus on timely and correct incentive payments for sales population.• Communication with sales force about sales plan design and measurement details.• Perform analysis of the achievement results for the sales population on monthly basis, and financial analysis of existing FMS data - comparison and reconciliation with other financial systems and making adjustments based on the results• Ensure that correct… Show more • Responsible for end-to-end Incentive & Commission process execution with main focus on timely and correct incentive payments for sales population.• Communication with sales force about sales plan design and measurement details.• Perform analysis of the achievement results for the sales population on monthly basis, and financial analysis of existing FMS data - comparison and reconciliation with other financial systems and making adjustments based on the results• Ensure that correct payments on seller level have been released to payroll by given deadline based on analysis performed and approvals obtained• Perform active follow up and timely resolution of all open incentive related activities, such as HR mismatches, Settlements, Debits and other process related tasks. Show less

Rio De Janeiro E Região, Brasil

• Work along partners to assist in the operationalization of their products.• Working with the product's service channels, raising points for improvement, and working with internal and external teams to solve critical problems.• Management and analysis of all the company's digital products; control of the availability of the products available on the website.• Responsible for the relationship with the various stakeholders involved (internal team, B2B customers, suppliers) and for… Show more • Work along partners to assist in the operationalization of their products.• Working with the product's service channels, raising points for improvement, and working with internal and external teams to solve critical problems.• Management and analysis of all the company's digital products; control of the availability of the products available on the website.• Responsible for the relationship with the various stakeholders involved (internal team, B2B customers, suppliers) and for ensuring that product availability is guaranteed by all.• Elaboration of reports and information about new products.• Critical analysis of products, customer service and requests for exchanges.• Monitoring and analysis of the company's sales. Show less

• Sell accommodation and air tickets to corporate client

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