- asset management: - communication with foreign counterparts in terms of purchasing derivatives and fixed income(eurobond, CLN, bond repack, etc.) - search and purchase financial instruments (notes, options, deposits and indexed deposits, bonds, Eurobonds) - currency and interest rate risk hedge (SWAP, Forward) - ALM - prepare managing reporting, plan and budget - liquidity management - open currency position control - control and minimize revaluation of non allocated on policies assets - test and develop asset management processes- creation of structure products based on the life insurance policies- analysis of sales balance of strategies for investment life insurance- calculation of the required parameters of the investment strategies of life insurance (determining the required return, participation rate/coupon, the size of the risk part)- searching for new partners for trading- development and refinement of the description of the additional investment income in terms of life insurance as well as in life insurance contract (underwriting)- development of provisions on investments and other internal documents- analysis of the risk component of financial instruments and transfer of risk to insurers in terms of additional investment income - development and launch of new strategies through the structuring of financial instruments and hedging investment risks

• Interbank lending (dealing)• FX market (dealing, brokering)• REPO market (dealing)• Fixed Income market (dealing)• Equities market (dealing, brokering)• Derivatives market (dealing, brokering)• Trust management• Operations with Precious Metals: Impersonal clearing accounts in precious metals; Purchase/sale of refined precious metals in bullion in the Russian market; spot and forward deals• Banknote trading (dealing)• Preparing reports for clients• Contracts with partners and clients• OTC transactions