☀️Debbie Angulo☀️ Email & Phone Number

San Jose, Ca, Us

Los Gatos, California, United States

Essentially a pipeline manager and pre-underwrite for 6 loan officers and a Chairman's Circle producing Branch Manager, closing 10-15 transactions monthly, primarily purchase transactions. I work directly with the consumer to provide detailed requests on loan documentation and package the file up for processing. We utilize 3 systems (Encompass as our LOS system and Bankerview or Maxwell for our CRM). I also provide loan pre-approvals for purchase borrowers. I pre-underwrite all loans, specifically Jumbo transactions, to adhere to guidelines , with an excellent understanding how to structure a file and what our underwriters will require. I have excellent communication skills, working with the client from cradle to grave, so my loan agents can work on building new business and relationships.

San Jose, California, United States

As a local home mortgage consultant with 25+ years of experience, I can help you find financing that meets your needs. I'll work with you throughout the process, guiding you every step of the way. Contact me to get started today. equal Housing Lender. view our Community Guidelines at: http: //blogs.wf.com/community-guidelines/

Los Altos, Ca

Purchasing a home is a big deal, whether it’s your first home or fifth move. We get it. That’s why we built a mortgage company that places you and your needs at the center of everything we do. Low, low rates and the ultimate in technology, service and advice. Get your mortgage, your way, anytime and anywhere. We are committed to making the process as seamless, friendly and financially valuable to you as possible.

I help develop leaders, and assist families in securing their financial future by providing much needed free financial education. I am looking for people to join my expanding team in the Gilroy, South San Jose/Campbell and Sacramento areas. If you have a desire to change lives and want to earn a great income (most associates start out as part time, about 7-10 hours a week), learn some great communication & leadership skills and have FUN, then we should talk!

At World Financial Group (WFG),* your dreams matter to us. We understand the financial challenges that make it harder to achieve your goals, and we’re ready to provide the assistance you need. We believe your financial success, no matter your current situation or economic status, is achievable.Our mission, to help build and protect wealth for families and individuals from all walks of life, extends to you, so you don’t have to go it alone. Your WFG associate will walk alongside you in your journey to financial success, helping you assess your situation, understand how money works, and find the products and services that can best fit your needs. No matter what your goals, it’s important to start taking control of your money now and let it start working for you. Your better tomorrows can begin today. At WFG, we don’t believe in “one size fits all.” Your licensed WFG associate offers a broad array of solutions from many well-known providers, and works together with you to determine the best strategy based on your needs. Your licensed WFG associate offers you a professional and complimentary Financial Needs Analysis (FNA),* which is the first step in helping to identify the core components of your financial health.

Morgan Hill, California

We are looking for qualified team members to build the South County team for New American Funding! We're hiring Loan Consultants for our office we are opening in January 2016. Come join an awesome team-Call me if interested in learning more about the opportunities, 408-313-6520.

Morgan Hill, California

I worked directly with 3 loan officers and a producing branch manager, closing $10M a month. I communicated directly with realtor partners to give them updates on loan approval and closing details as needed; Opened all escrow and worked with escrow officers for estimated fees, preliminary title reports, and closing transaction needs; and borrowers to obtain all documentation needed to meet their requirements, explaining any conditions and funds for closing and arranging all signings and fundings. Assisted with office duties including ordering supplies, maintaining office equipment and all operations needs.

Campbell, California

Working with a team of professional mortgage consultants, I assisted in opening of the loan transactions from gathering documentation, qualifying the customer for the best program, performing all opening duties (opening escrow, ordering all verification's, and due diligence of documents provided), and providing loan approvals. Mainly utilizing conventional, FHA, some VA and Cal HFA, I worked closely with my customers and operations staff to ensure we covered all needs they have with the loan process. I followed the loan through from start to finish to ensure the customer receives the best in service and all closings were on time based on lock or purchase agreement.

San Jose, Ca

I processed loans for conventional, FHA, FHA retained, DU refi plus, HARP, and brokered 2nds for Santa Clara, Fresno and Oakland Counties, handling an average of 18-20 closings per month for 5 loan agents. Our region was the #1 region in the nation in turn times, closing on average in 18 days (or less!), fundings and Quality Control audits. Our Sales and Operations centers went through a paperless migration, including training and facilitating other processor's through the portal and how to best use the system efficiently and effectively.

Premier Designs, Inc. has been in business since 1985 and our Foundation has been built on biblical principles. Our Philosophy is that God created every person with worth and value. Our Purpose is to enrich every life we touch. We serve and sell through Home shows. We go into hundreds of thousands of homes with a smile on our face and hope in our heart. We strive to build our people, and they build our business. We have one of the best marketing plans-you can earn 50% on all retail sales, plus many other financial benenfits.Our product is high-fashion jewelry. We offer something for everyone at a reasonable price, and all items are covered by our Golden Guarantee. Contact me directly if you are interested in looking at a catalog, having a home show, or if you would like more information as to how you too can become the Jewelry Lady!

Milpitas, Ca

Maintaining a bookings snapshot report including weekly analysis of crucial data.Reviewing sales orders in SAP for allocations, configuration issues and pricing.Reconciling bookings dollars in snapshot to SAP and Caerus.Coordinating divisional tool slotting in conjunction with Master Scheduler.Responding to inquiries relative to Order conditions and configurations from Program Managers, Division Sales, Master Scheduler, Configuration Analyst, Trades Services and Finance.

Silicon Valley Cares is a volunteer group of enthusiastic, committed women, dedicated to creating an entertaining event to benefit local charity organizations within Santa Clara County. The group will also actively seek out other ways to support community-based needs throughout the year.As Auction Chair, I am responsible for maintaining database of secured auction and raffle items and overseeing the grouping and design of Silent Auction, as well as raffle. We are collecting auction items for our 2nd Annual Broomstick Bash this October 22, 2011. Any items to donate for our silent auction would be greatly appreciated. We expect another sell out event-if you are interested iin donating an item, or attending the event (always looking for Sponsors!), please contact me.

Nor Cal White Dove Release is owned and operated by Russ and Debbie Angulo of Nor Cal Lofts. Russ has been raising and training pigeons for over 30 years. For a wedding or commitment ceremony, a white dove bird release is truly a breathtaking experience that will lift the spirits and be remembered by all in attendance. Additionally, a white dove release at funerals or a memorial service is symbolic of everlasting peace, and can comfort those who are grieving the loss of a loved one.I handle all the bookings and scheduling of releases, including confirming with hotels/venues to ensure best practice for releases. Responsible for all marketing: created dynamic brochures, update website with new photos and reviews; attending several bridal fairs and cold calling on funeral homes; Invoicing and accounts payable for all clients. Attended all releases or worked with staff to ensure each release was memorable and sentimental, a perfect event for our clients. Visit our website at www.norcalloft.com

South Bay

DNA's CryoStem Skincare System features a complete line of Professional and Retail products that are:-100% Natural-Chemical Free-Chemically Preservative Free-Dermal-Toxin FreeThe DNA CryoStem Skin Therapy System is so revolutionary in its technology, properties, functions, and applications that it defies being categorized as just another skin care product line. This is the first product line that contains every component of the skin's matrix. Technically, it is skin. It is so unique in the merging of nutraceutical and cosmeceutical technologies that is can only be defined as DermaNutraceutical Aesthetics (DNA). The CryoStem products are basically nutrition for the skin delivered in the form of a traditional skin care system. Other than this delivery system, the CryoStem products are incomparable to any other skin care line on the market today. I cover Monterey, Santa Cruz, Santa Clara, and San Mateo Counties.Find out more at www.dnaskin.com

LoanRefine.com was started by a team of business professionals who care about providing guidance and value in a time of need. Our staff and network include mortgage experts, corporate negotiators, processors, customer guidance specialists, real estate licensees and attorneys. Unlike other companies who outsource or refer transactions to attorneys and processors in other states, LoanRefine.com performs all services In-House. This enables us to have much more control over the transaction and easily keep our customers up to date on their file. At LoanRefine.com, your peace of mind is our top priority!Here are a few of the ways in which we can help...-Adjust, eliminate, or create repayment plan on any delinquent or past due balances.-Reduce loan balance amount to be less than current loan.-Lower current and/or future interest rate and monthly payments.-Convert loan to a loan fixed term.Find out more at www.LoanRefine.com

South Bay

HomeSpun Websites are for the small to medium size business owners who want a professional website that is easy to manage and effortlessly updated. Your HomeSpun Website is designed to grow with your business. It is easily expandable to 70+ pages and is designed to service all the needs of successful business owners.HomeSpun Websites can build a website for almost every type of business owner. We specialize in Websites for Contractors, Websites for Preschools and Daycare Centers, Websites for Churches, Websites for Vacation Rental Owners and Property Managers, and Destination Guides.

Working closely with Loan Officers & Mortgage Brokers/Bankers, I maintained a territory including Santa Clara & Santa Cruz Counties. Within this territory, we focused primarily on customers needing high loan amount, A and A+ loans since this was the best priced & most competitive product we serviced. I Developed and managed an account base of customers into a producing territory through building and maintaining strong customer relationships. I created and distributed weekly email marketing content to my customer base-developing a customer base of over 300 contacts.

San Jose, Ca

Working closely with buyers and home owners to provide home loan financing, we offer terrific rates & programs up to 100% cltv. Worked directly with small businesses to offer one-on-one meetings for first time buyers to obtain pre-approvals.

South Bay Area

Senior Account Executive. At Indymac Bank, the client must provide an automated approval on their eMITS system prior loan submission. My primary responsibility is to assist the broker/owners to train their staff, loan officers and processers, anyone utilizing the system. Using this system improved their sales effectiveness and helped to build a better customer relationships as providing a Point-Of-Sale approval to the customer. Our programs included A and B paper, Pick A Pay as well as Construction Lending (Construction to Perm and LOT/LAND loans).

South Bay Area

An Outside Account Executive Position with one of the nations top Non-Prime Lenders. I worked closely with over 30 brokers & mortgage bankers, including a top Northern Cailfornia Lender who supported one of the areas top Real Estate Companies. I managed a pipeline of $35 Million plus monthly, funding $25-30 Million a month with a pull through of 75% which was unheard of in non-prime business. Starting initially in March 2000 as an Inside Account Representative with zero outside sales experience, with approved and unapproved accounts that were not currently generating any business. Within 90 days, I was promoted to an Outside Account Executive, and within 18 months, was rewarded with honors: Top Sales person in my branch and the Presidents Club Award (top 1% in the company-volume) in 2001. During my tenure, I was also recognized by the company with numerous awards and achieved much success, specifically in the initiative towards non-prime automated lending processes.

Assisted brokers and processing staff from 2 Southern California branch offices with loan programs, pricing, and online approvals for Sub-Prime products. Worked closely with 3 lenders to ensure delivery of purchasable loans.

process loan documents review and coordinate funding on loansManual input of all data pertaining to loan (borrower, property, and loan information). Working under tight deadlines and under pressure to complete all tasks with as little error as possible.

Front desk clerk, Reservations Manager for 2 locations, sales coordinator and account manager for 88 suite hotel.

General

Deans List

General

Deans List

General

Activities and Societies: Softball, Senior Year class council.

Education record

Activities and Societies: Class President