·Manage the price of assets and liabilities of Shenzhen Branch, measure the comprehensive income of low-priced business, evaluate the operating status of customers and potential business opportunities; calculate the scale and price of deposit and loan on a rolling basis, allocate capital resource, and improve capital resource utilization rate·Manage the charges of all branches, formulate branch service price management rules and procedures; take the lead in organizing the production, debugging and online work of the service price approval system of 9 departments in the branches, which transformed traditional mail approval into system approval, standardized charges approval process，and shortened the approval time by about 60%.·In order to urge the sub-branches to complete the annual tasks, formulated a branch task supervision plan and performed 64 supervisions in different forms; analyzed and ·Evaluated 10 backward sub-branches’ business conditions in terms of staff construction, business development, and customer dimensions, and proposed improvement measures and solutions; this plan helped 78% of the sub-branches achieve the year-end mission goals, which is 33% higher than the pre-supervision.·Established the post-evaluation mechanism for all branches; evaluated the business situation of 106 customers in terms of customer operating conditions and actual business development of our bank; coordinated and supervised customer managers to complete follow-up business implementation, which helped improve comprehensive business income over 30%.·Participated in the FT account startup project, evaluated the liquidity risk of the FT account model, and built a related liquidity system; SPDB is the first financial institution approved to have FT account business permit in Shenzhen.

• Participated a credit loan project of a Top 500 company in China. Conducted on-the-spot investigations at headquarters and plants, analyzed company’s financial status and operation performance, wrote a credit report, and successfully completed RMB40m drawdown.• Completed a USD30m loan project for a US subsidiary; visited the client site for research and document collection, designed loan and margin plans, and conducted account opening process and company's pre-lending environmental impact assessment

• Researched financing statute of 44 listed companies in Shaanxi Province for investment opportunity; received appreciation certificate from coworkers for fundamental investment information provided• Participated a mid-term note program of a AAA government-owned company in Shaanxi Province, conducted development prospect and strengths analysis of a client as a part of a due diligence project undertaken by IB team;

• Participated a RMB3million mid-term loan program, assisted manager to issue loans successfully • Filled and checked loan contracts and credit files; input data and details of contracts into credit system