Based on OCBC target market and risk appetite guidance, study potential target’s/properties’ profile and financial, do on site visit and prepare credit proposal to get in principle support. Coordinate with onshore and offshore branches, approach new client through various sources including but not limited to chireferral from OCBC onshore and offshore network, third parties.Based on client’s funding needs, provide financial solution to client including but not limited to development… Show more Based on OCBC target market and risk appetite guidance, study potential target’s/properties’ profile and financial, do on site visit and prepare credit proposal to get in principle support. Coordinate with onshore and offshore branches, approach new client through various sources including but not limited to chireferral from OCBC onshore and offshore network, third parties.Based on client’s funding needs, provide financial solution to client including but not limited to development loan/construction cost financing/refinancing/ SBLC issuance etc.Promote OCBC investment banking business, explore offshore RE bond issuance opportunities.Pursuing ancillary business from existing and new clients. To provide deposit quotation timely and promote various deposit products to client, try to enlarge deposit client base. Understand client’s FX risk appetite and hedging rule, to promote FX/hedge product and increase FX income.Conduct credit monitoring, complete credit application for new and/or renewal transaction, and conduct deep and thorough credit analysis before extending credit.Handle KYC and all admin work for daily transactions. Show less

*Current Client Portfolio Coverage: Metal Mining, Pharmaceuticals, Energy, Food and Beverage etc with annual sales revenue from RMB5 billilon to over RMB100 billion. ➢ A multi-solution provider for selected target PRC corporates (e.g. large SOE, market leading large PRC privately-owned enterprise) that fit into bank’s client portfolio. To establish long term relationship with our target clients and follow and comply rules and regulations.➢ Manage existing relationship and explore… Show more *Current Client Portfolio Coverage: Metal Mining, Pharmaceuticals, Energy, Food and Beverage etc with annual sales revenue from RMB5 billilon to over RMB100 billion. ➢ A multi-solution provider for selected target PRC corporates (e.g. large SOE, market leading large PRC privately-owned enterprise) that fit into bank’s client portfolio. To establish long term relationship with our target clients and follow and comply rules and regulations.➢ Manage existing relationship and explore new relationship, develop relationship with existing clients pursuing ancillary business. Start new relationship with clients who have potentials to be core clients.➢ Work with products group such as Trade finance team and financial solution team to develop new products and services to clients.➢ Credit Monitoring, complete credit application for new and/or renewal transaction, and conduct deep and thorough credit analysis before extending credit.➢ Collaboration with various teams of SMBC’s overseas office to support client’s overseas operation, timely sharing of information, and provide value added information to clients. Show less

Credit coverage of a portfolio of MNC and PRC corporate accounts.- Participate in the decision to commit the bank's resources and prepare Credit Memoranda.- Recommend credit facilities within designated limits after ensuring that they adhere to the bank's credit policy guidelines & comply with internal / external regulations.- Evaluate the performance of the client through analysis of the business, industry position, economic conditions, financials (balance sheet / financial ratios/… Show more Credit coverage of a portfolio of MNC and PRC corporate accounts.- Participate in the decision to commit the bank's resources and prepare Credit Memoranda.- Recommend credit facilities within designated limits after ensuring that they adhere to the bank's credit policy guidelines & comply with internal / external regulations.- Evaluate the performance of the client through analysis of the business, industry position, economic conditions, financials (balance sheet / financial ratios/ cash flows) etc. Complete financial spreads, prepare and review financial projections.- Finalize the credit application for management review and register all the information (financial report/ customer information/ facility term and condition/guarantee and collateral, etc) into banks credit system.- Monitor all the clients on an ongoing basis. Provide continuous monitoring and follow up report if necessary.- Test internal risk rating for all the new and existing clients. Provide ongoing tracking of credit quality and try to improve the credit quality of the portfolio managed by each RM.- Work closely with RM to settle all the conditions and instructions from approval department in a timely manner.- Liaise with documentation group to test if all the convents are met. Prepare follow up report if any breach to the financial convents.- Liaise with other support function such as legal, compliance and finance on any credit related matters. Show less

Our target client: Top tier PRC Companies- Assist RM to explore new relationship including meeting preparation, material presenting and visit client. Write call report, preparing corporate card based on client’s financial report and prepare credit memo to the management for briefing.- Collect and gather related information of the new client, cooperate with related products team if necessary. and prepare the new credit application base on our business proposal. Closely follow up with… Show more Our target client: Top tier PRC Companies- Assist RM to explore new relationship including meeting preparation, material presenting and visit client. Write call report, preparing corporate card based on client’s financial report and prepare credit memo to the management for briefing.- Collect and gather related information of the new client, cooperate with related products team if necessary. and prepare the new credit application base on our business proposal. Closely follow up with existing client to explore new potential business such as deposit, loans, FX, etc.- Prepare facility agreement based on the credit approval and coordinated with other department such as legal, compliance and credit control to finalized the agreement and execute to client for signing.- Assist RM to execute all kinds of deals. Cooperate and communicate with back office staff, make sure the smooth processing and execute all the transactions in timely manner.- Assist client with all the issue related to our business. Follow up with client to finalize the documentation related to the transactions and make sure all the documents met the regulation and policy.- Coordinated with overseas branch to explore the potential business onshore and offshore.- In cooperation with credit department to finish the credit analysis, annually credit monitoring and follow up all the documentations required. Show less

● Control amount, expiry and other terms & conditions of any utilization under loan facilities as to ensure it is in line with Credit Committee's authorization and decision● Notify both Operations and the clients on various fees, tax or duty related to loan facilities and commission resulting from guarantee issuance and amendment to be collected or debited, calculate and instruct Operations to make revenue retrocession● Check at the 1st level on KYC form and relevant supporting… Show more ● Control amount, expiry and other terms & conditions of any utilization under loan facilities as to ensure it is in line with Credit Committee's authorization and decision● Notify both Operations and the clients on various fees, tax or duty related to loan facilities and commission resulting from guarantee issuance and amendment to be collected or debited, calculate and instruct Operations to make revenue retrocession● Check at the 1st level on KYC form and relevant supporting documents as to ensure the execution of our bank's KYC process on any counterparty whom the bank deals with● Check at the 1st level on the full set of account opening documents, succeeding amendments and account closing notice● Safe-keep KYC and account opening documents, register and monitor pending documents and expiring documents● Input information on each loan transaction in PBOC credit registration system, submit day-end report to PBOC and reconcile with our internal system● Implement control plan of Credit Admin and be involved in the projects concerned with Credit Admin, e.g., KYC and static data control, centralization of account opening documents checking;● Process loan transactions, receiving and checking the borrower’s notice, posting funding request, referring irregularities to Credit Control and preparing loan booking and settlement instructions Show less