赵志永 Email and Phone Number

1. Lead XCL underwriting analytical team, review performance of strategy framework and recommend appropriate improvements.2. Manage XCL scorecard development, testing, deployment and monitoring.3. Establish, maintain and imporve XCL customer selection strategy, limit calculation and campaign creating. Develop and improve XCL customer predictive model to provide necessary analytical supporting for XCL saling budget.4. Establish, maintain, and review credit risk monitoring report, identify abnormal performance and provide solution proactively.

1. Provided offshore financial services for the global securities derivatives trading department of UBS (United Bank of Switzerland), which include trade support, confirmation, control & daily reporting, settlement and reconciliations between various systems/companies for stock positions and cash balances.2. Be quickly responsive under a fast paced, challenging work environment and possesses excellent communication skills, diligence, accuracy, whilst being able to cope in a high pressure role and adhere to strict time demands.3. Attained the knowledge of Finance, risk management, also the customer-facing skills and ability to build rapport with clients. Meanwhile, got good experiences on analytical skills and independent decision making.

1. As a PAR (Patient Account Representative), be responsible for reviewing, analyzing and collecting outstanding receivables on patient accounts, and also assisted patients and insurance companies in resolving account balances, and performed collection follow-up on accounts within a defined segment of accounts receivables to ensure timely reimbursement from third party payers and patients.2. Promoted as an auditor, audited the patient accounts which were processed by PARs to make sure that they performed timely follow-up and appropriate measures on patient accounts.3. Helped PARs to solve the problems which they encountered and corrected the mistakes which they made.4. Gained the knowledge of medical care, insurance, accounting & auditing, communication skills and be conscientious about work.