•Manage a team of 10 people under Governmental Finance Rating Dept. providing credit rating services for local government financing vehicles.•Do research about new credit rating methodologies, regional risks and prospects,new related policy,etc.

• In charge of all the credit rating projects for 7 provinces including Guangdong, Zhejiang, Yunnan, etc. • Lead the team for the on site interview, conducting due diligence investigation by interviewing regional government, company executive, operating division, financial division, etc.• Conduct preliminary and comprehensive examination for credit rating reports.• Work efficiently with other partners including underwriters, accountant and lawyers.

•Conduct due diligence investigation on clients focusing on the regional economy, company business sectors, financial performance etc. •Collect through information, communicate with clients and produce reports with credit rating results based on analysis.•Work efficiently with other partners including underwriters, accountant and lawyers.

•Produce weekly reports focusing on LNG (Liquefied natural gas) as a fuel in the marine and vehicle industries. •Maintain interactive database including historical energy prices, LNG trade movements, stock prices, market cap, exchange rate, industry participants' financial information (10K and 20F), material costs, EPC costs, etc.•Assist in consulting projects for Fortune 500 clients for business strategy, investment strategy and project development. •Conduct economic & industry… Show more •Produce weekly reports focusing on LNG (Liquefied natural gas) as a fuel in the marine and vehicle industries. •Maintain interactive database including historical energy prices, LNG trade movements, stock prices, market cap, exchange rate, industry participants' financial information (10K and 20F), material costs, EPC costs, etc.•Assist in consulting projects for Fortune 500 clients for business strategy, investment strategy and project development. •Conduct economic & industry analysis including market supply and demand, project economic feasibility analysis and market trend and forecasting. Show less

•Reviewing loan modification documents and associated real estate due diligence. •Teamed with business analyst group for database projects and reduced unexpected costs from rejection. •Scanned documents into the database and maintained excel tracking logs.

•Reviewed documents including official government approval documents, income certificate, project feasibility report, and repayment plan. •Analyzed clients’ financial statements by calculating key indicators like debt-to-equity, quick ratio, etc.•Worked closely with team members and prepared credit report and presented to team lead.

•Entered CITIC Bank loan/credit training program covering prevailing loan policies and procedures, financial statement analysis and credit analysis.•Involved in individual house mortgage projects and processed clients’ housing contracts, financial material and other complementary material.