1845 Lending

FIRM OVERVIEW •1845 Lending is an investment manager specializing in the small-balance (under $5 million) lending and preferred equity space. • Focus on providing liquidity at significant discounts to fair market value • Investment segments include: o Borrower investment property o Preferred equity originations o Commercial loan purchasing o Bridge financing CREDIT and PREFERRED EQUITY • Privately negotiated loans and preferred equity that take place outside of traditional banks • Strong returns and cash flow relative to other fixed income vehicles • Focus on capital preservation with loan to values below 70% • Low historical correlation to equity markets • Low historical volatility relative to equity investments • Small balance borrowers are often overlooked by banks and institutions