203kContractors.com ®

203kContractors.com® is the Contractor Directory for the FHA 203k loan program. This directory will help you locate the Certified 203k Contractors for your FHA 203k loan needs. Through the 203k Contractor Certification Program, even the most experienced contractors receive their education on the FHA 203k loan, which is the method of becoming a Certified 203k Contractor. Almost any contractor may be willing do work under the FHA 203k loan program, but not all contractors have the financial stability necessary to participate because of the compensation structure. Also, contractors who have not been properly educated on the 203k or contractors who do not have extensive 203k experience will get lost in the paperwork, requirements, guidelines, lender overlays, necessary time-lines and processes involved with the FHA 203k loan program. When these types of contractors attempt to do 203k work, most walk off the job and leave the homebuyer/borrower and lender in a difficult position that can be almost impossible to correct. Since 1995, HUD/FHA does not approve, certify or endorse remodeling or general contractors for the FHA 203k loan. The 203k Contractory Directory serves the need to educate contractors on the 203k and provide a method of validation to consumers, lenders and Realtors of a contractor’s understanding of, experience with or competency of the FHA 203k loan. Certified 203k Contractors will aid in the success of your 203k loan.