AccountScore, an Equifax Company, is a business-to-business service which makes consumer bank transaction data available to AccountScore clients on their new applicants and/or existing customers.
This data (after deep analysis, pattern recognition and categorisation) offers a holistic and up-to-date picture of each customer’s financial position, lifestyle and existing commitments - enabling you to make smarter lending decisions.
Affordability Assessment
• Calculate disposable income accurately.
• Understand whether a customer’s financial position is improving or worsening
• Defensible affordability calculation - prove in retrospect that the right level of care was taken
• Make credit line adjustments proactively or reactively using the most recent data
Credit Quality Assessment and Fraud Prevention
• Build predictive scorecards based upon vendors, categories and keywords
• Identify and understand your customer’s debit card usage and whether that customer is likely to cancel their card
• See whether other lines of credit have been taken out, and whether or not these have been repaid
Repayment Management
• Check before repayments are taken that the customer can afford them based upon the most recent account information available
• Identify where a customer has had a change of circumstance and may be on the brink of financial hardship
Account Management
• Know when a customer has taken on new credit commitments, missed a payment or changed salary or employer
• Receive alerts on changes in your customer’s circumstances or the occurrence of red flag events
Company Details
- Founded
- 2016
- Address
- London, London,ec2r 7hj,united Kingdom
- Phone
- 44 (0)207 030 3000
- en****@****ore.com
- Industry
- Financial Services
- NAICS
-
Finance and InsuranceMonetary Authorities-Central Bank
- Website
- accountscore.com
- Keywords
- Open Banking, Psd2, OBaaS.
- HQ
- London
Accountscore, An Equifax Company Questions
Accountscore, An Equifax Company's helpline number is 44 (0)207 030 3000
Accountscore, An Equifax Company's website is accountscore.com
Accountscore, An Equifax Company's LinkedIn profile is https://uk.linkedin.com/company/accountscore-ltd
Accountscore, An Equifax Company's industry is
Financial Services
Accountscore, An Equifax Company's top competitors are
Fluent Money Ltd,
Pillar (Now Part Of Lemfi),
Experian,
Monevo,
Together - Loans, Mortgages & Finance,
Loan.co.uk,
Selina Finance | Certified B Corp™,
Clearscore (Formerly Aro Finance Limited),
Vrfyd.co.uk,
Account Technologies.
Accountscore, An Equifax Company's support email address is enquiries@accountscore.com
Accountscore, An Equifax Company's categories are Financial Services
Accountscore, An Equifax Company's founding year is 2016
