ALIR Settlements

Located in Orange County California, ALIR, is a leader in the Life Settlement industry. ALIR Settlements, LLC was founded to provide aid and education to individuals and business that currently own a life insurance policies. ALIR routinely connects policy owners with investors looking to purchase life insurance policies by means of Life Settlements. Our drive to educate and personalize the life settlement process set us apart as leaders in the industry. ALIR Settlements principals have over 20 years of experience in the life settlement industry. Our team is internationally recognized as experts in the field and have been awarded numerous awards for their trendsetting work. ALIR's team now educates and assists policy owners directly as they consider their life settlement options. Life Settlements are a financial instrument that converts the value of your life insurance into immediate liquidity. In order to facilitate these transactions life insurance settlement Providers (the buyer) are connected with life insurance policy owners (the seller). The Provider purchases the policy from the owner, takes over premium payments, and becomes the beneficiary of the policy. At that point the seller is released from the financial burden of further insurance premiums and is free to utilize the capital raised to meet immediate needs. As most insurance policyholders know, the primary reason for having a life insurance policy is the protection of their loved ones and assets. Often though, by the time individuals have reached retirement age financial and life circumstances have changed. As a result many have found the initial function of their life insurance policy is no longer relevant. When this happens it is not uncommon for the policy to become a “dormant asset.” Freeing up the money and eliminating these premiums facilitates greater financial flexibility and countless new opportunities.