Artha Credit

Artha Credit uses technology and intelligence to drive faster, efficient credit decisions for our customers - banks and non-bank finance companies. Artha Solutions Pte Ltd was born out of our founders’ passion to find an efficient and effective technology led solution to address the massive demand supply gap in SME credit. Artha derives its “purpose” (literal meaning of Artha) in providing SMEs access to finance, by partnering with the Banks and Financial Institutions with large SME customer base. Our Mission is to “Provide financial freedom to the underbanked and unbanked SMEs through fintech solutions”. We aim to address the massive SME credit gap problem through a combination of state-of-the-art technology, continuous process innovation and rigorous credit management capabilities honed over decades of experience in the banking sector. We have developed an unique, robust, integrated technology-based platform that reduces friction in the system, making it easier for banks to onboard borrowers, assess credit risk and provide SMEs access to a wide range of financing options. Our platform is “designed by bankers for banks” tailored towards SME financing. We have a committed team of founders and core management team who passionately believe in the vision and bring their diverse expertise and experience to make the dream a reality. We are working with local partners in each of the key markets to ensure we address local dynamics and market environment while rolling out our platform in each of the markets we wish to serve. We will create and help drive exponential economic growth for all our stakeholders.