Art of Pay

At Art of Pay, our mission is centered around the transformative power of data. We perceive payments not only as transactions but as vital sources of data that translate into actionable intelligence. They are the missing foundation for the transformation and digitization of large industries such as insurance, real estate, and others plagued by fragmented payment networks, manual workflows, and data loss. These industries and verticals are largely underserved and require a specialized mix of solutions not supported by the existing payment infrastructure. We eliminate multiple intermediaries (banks, neo-banks, FinTechs, processors, sub-processors, networks, gateways, program managers, ISOs, acquirers) to achieve operational cost savings. Our end-to-end architecture is a game-changer in cost reduction and operational efficiency. In essence, we have created a new breed of embedded fintech that wasn’t technologically feasible until very recently. We can power, centralize, and automate core processes for a particular type of business to rapidly multiply the TAM of already huge markets, and help previously sub-scale product segments rise to attractive scale TAMs.