BCIMA

Access to healthcare is a constitutional right in South Africa, which highlights the immense importance of securing a more equitable healthcare system for many more South Africans. The Building and Construction Industry Medical Aid Fund (BCIMA) was established more than fifty years ago to provide value-for-money medical cover for employees in the building, construction and civil engineering sector. Because BCIMA is focused on finding effective and innovative healthcare solutions for employers and their employees in these industries we have come to understand the sector and its people better than any other medical scheme. With BCIMA, members are not governed by network restrictions but are instead afforded freedom of choice in selecting healthcare service providers across the board, from private hospitals to traditional healers and homeopaths. We offer several one-of-a-kind benefits including a lifetime membership number and the ability to be covered only for the duration of a contract. With BCIMA only the main member pays a contribution while other registered family members are covered for free with contributions based on income. Because we understand how the industry works, we also provide cover that is tailored to meet the needs of employees who are paid hourly rates. With our proud track-record, healthy reserves, and lower than average administration fees, BCIMA is widely acknowledged as a well run medical scheme offering affordable, flexible and easy-to-use product benefits and features. BCIMA has done more than any other private medical scheme in South Africa to broaden access to healthcare and has made appreciable inroads in terms of extending highly flexible medical scheme protection to low-cost employees and their beneficiaries. Given the successes of BCIMA in bringing quality healthcare to employees in the low-cost healthcare market, we believe that the scheme’s expertise and insight makes it a noteworthy forerunner to NHI in SA.