Benfinia

Business financing for any business independent of its credit rating without comprises, and free flexible payday for their employees! Service: Our service comes with three services creating a virtuous financing and benfits cycle: human.cap: competitive, flexible business financing facility without collateral or other compromises for any business flex.pay: free flexible payday for employees well.scor: employee wellbeing score inline with European ESG directive to enable bankability of businesses Benefits Employees flexible pay reduces their financial stress, increases their wellbeing which leads to higher productivity. Employers get flexible, competitive financing without compromises, improved employee wellbeing and productivity. How We use pay as collateral to underwrite the financing with our innovative Pay-backed Financing approach! No other collateral required - so eligible for any business who has employees. Easy to implement! No changes to your existing processes required. Stage Fintech startup, gearing up to launch our unique service