Bivo

Bivo provides full-featured operating and investment accounts for businesses, as well as individual and joint accounts—all offering a market-leading 4.30% yield on cash with free ACH, wires, and instant RTP/FedNow transactions. We enable businesses and consumers to make smart, fast, cost-effective, and secure international payments to 150 countries - accounts, mobile wallets and cash. Bivo also offers comprehensive payment solutions, including international payouts (local payments, SWIFT, etc.), through a single, easy-to-integrate API. Our platform supports financial institutions, including banks, broker-dealers, investment advisors, and fintechs. As a Visa Principal Member with a direct VisaNet connection, Bivo supports instant card payments via Visa Direct and offers card issuance solutions, including credit cards, secured credit cards, debit cards, and prepaid cards. Bivo is a FINRA/SEC-registered broker-dealer and a licensed money transmitter in the U.S. and Canada.