Canopay

Goal: Help people reach financial independence by combining smart personal finance software with goal-driven credit card optimization strategies 200M+ Americans misuse their credit cards and rewards points. Over $160B in rewards are sitting unspent. Exponentially more could've been earned if spending was optimized. Further, most credit card users could get 4-6x more value by redeeming their points intelligently. Canopay is end to end, customized personal finance software which takes in user goals and outputs a detailed plan for FIRE success and free vacations.