CPoI®

CPoI® (Card-Present over Internet) is a new way to accept payments online, using technology consumers already know and trust. It enables online merchants to accept card and PIN (card-present) payments in online channels, aligning the in-store and online payments experiences. CPoI® transforms e-commerce by significantly reducing fraud and eliminating false positives. It also opens up internet purchases to all ages and offers consumers the highest level of protection when shopping online. Online shoppers simply tap their payment card against their own mobile device and securely enter their PIN to complete payment, just as they do in-store. The physical card and PIN confirm the true cardholder’s identity, therefore significantly reducing the opportunity for fraud. By making online payments as seamless and secure as in-store transactions, CPoI® has the potential to drive greater consumer confidence, increase conversion rates, and enhance the overall online shopping experience. As the retail landscape continues to evolve, this breakthrough technology paves the way for a future where fraud is minimised, false positives are eliminated, and shopping online is more accessible than ever.