Caro App

Caro is a people-led digital wallet putting money and time back where it belongs - in people’s hands. Using the power of innovative AI technology, hands-free capabilities, automation and community, Caro takes away the grind of managing money and instead gives people breathing room, time and sanity. Caro is an intuitive, future focused digital wallet that knows when you will be strapped for cash and will give you the tools needed to help survive the day-to-day such as: - pay in 4 options for your bills - rotational savings circles with your friends or - finding better deals to help reduce the cost of living Caro can also help you save and budget by: - automatically moving money into your savings accounts on the day you get paid - helping you build your savings with round ups - allowing you to create rotational savings circles with your friends - allowing you to voluntarily lock your bank card which creates friction when you come to spend Caro also knows when you have spare savings which can be invested or can connect you with a money coach when you need some human support, accountability and a solid cashflow plan. Caro can be scaled up and scaled down as needed and is built on the findings of behavioral economics research by Dan Ariely.