Consulytica

At Our Core: Consulytica is a community forward and focused, minority-owned fintech consumer reporting agency headquartered in Richmond, Virginia . We are dedicated to unlocking the power of non-traditional data and technology to create opportunities for consumers, businesses and non-profits. Layer One: Our Approach to Consumers: We gather, analyze and process data in ways the major credit bureaus don’t. Our proprietary credit scoring model is designed to provide a more accurate assessment of a person’s creditworthiness. Unlike traditional credit scoring models, Consulytica’s model takes into account everyday expenses such as insurance payments, retail credit accounts, utilities, and more. The algorithm used by the model is specifically designed to evaluate these expenses and determine how they impact a person’s overall creditworthiness. We aim to provide a personalized credit solution that meets the unique needs of consumers, whether they have a limited credit history, a low credit score, or other credit-related challenges. We leverage technology and data analytics to offer a fast, transparent, and affordable service that helps our clients achieve their financial goals. At Consulytica, we believe that everyone deserves access to credit, and we are committed to helping our clients build a brighter financial future. Layer Two: Our Approach to Businesses: Similar to our approach to our consumers in the technology aspect, we partner with businesses to provide tailored technology solutions that help them achieve their goals. One of our key areas of focus is on data analytics and business intelligence. We utilize advanced algorithms and machine learning to analyze large amounts of data, identifying trends and patterns that can help businesses make more informed decisions. By providing businesses with access to accurate and timely data, we help them optimize their operations, reduce costs, and increase profitability.