CWU Capital

CWU Capital is a specialist property lender offering fast and flexible funding for UK developers. We offer first and second charge bridging loans, as well as mezzanine funding, combining institutional backing with private capital to move quickly and structure deals that others can’t. Our focus is on asset-backed lending with tailored terms, direct access to decision-makers, and a clear, transparent process from enquiry to exit. Up to 75% LTV. Fast completions. No shifting terms. No waffle. You’ll speak to a decision-maker from day one. Broker fees: 1% upfront + 1% on redemption (within term) Free Valuation: refunded on completion within 6 weeks (T&Cs apply) Max loan: £3M | Min: £200k (flexible) Let’s talk: https://calendly.com/lawrence-fane First Charge Loans: 1% to 1.25% per month From 2% fee Interest retained Up to 75% LTV Max: £3M Second Charge Loans: 1.5% to 2% per month From 5% fee Interest retained Up to 75% LTV Max: £1M Also available 100% LTC on development (with additional security) 90% LTC without — we’ll stretch further if it makes sense Flexible repayment structures Minimum loan: £200k (we’ll look below if it stacks) Loan Types We Offer Bridging Loans Exit Loans High-LTV Bridging (over 75% LTV with additional security) - 75% on Dev / up to 80% on Bridging - subject to: residential, good track record, good credit, strong AnL Finish & Exit Mezzanine Second Charge Bridging Asset Types We Fund Residential Developments (including houses, apartments, and mixed-use schemes). Student Accommodation (PBSA and student housing projects). Mixed-Use Developments (residential and commercial combinations). Airspace Developments (developing unused airspace above existing buildings). Land Acquisition (with or without planning permission).