DEVAL LLC

DEVAL LLC ("DEVAL"), founded in 2002, is the only non-bank, Hispanic, woman-owned special loan servicer in the nation specializing in subservicing for residential real estate assets, primarily for Hispanic “high-touch” loans. DEVAL is a Fitch Rated Loan Servicer authorized to conduct loan servicing and debt collections in every state and territory. In addition, DEVAL is an approved Servicer with Freddie Mac, a Non-Supervised Automatic Lender and Loan Servicer with the US Department of Veterans Affairs (VA), and a Nationwide Lender for the Single Family Housing Guaranteed Loan Program for the US Department of Agriculture (USDA). DEVAL’s mission is to serve the Hispanic community by providing effective loan servicing and loss mitigation services by communicating effectively with Spanish-speaking homeowners and other minorities while saving banks (lenders) high maintenance costs and litigation fees. With its unmatched expertise in loan servicing, finance, and an aptitude for creating back-office efficiencies for a wide range of functions, DEVAL provides technology solutions that integrate seamlessly with existing systems, and enable innovation and efficiency at all levels. Since its first assignment, DEVAL has served a range of prestigious clients, which include: the U.S. Department of Housing and Urban Development, the U.S. Department of State, the U.S. Department of the Treasury, the U.S. General Services Administration, the U.S. Department of the Interior, the U.S. Department of Veteran Affairs, the Federal Deposit Insurance Corporation, the U.S. Department of Agriculture, the U.S. Air Force, the District of Columbia Government, Selene Finance, LP, Deloitte and Touche LLP, CB Richard Ellis, RSM McGladrey, Jones Lang LaSalle, American Express, AEW Capital Management, as well as a range of private investors. For more information about DEVAL visit our website at www.deval.us.