Ditch

Ditch is the AI-powered personal finance app that empowers individuals to tackle debt, reduce financial stress, and lay strong wealth-building foundations. We partner with employers and lenders to address a shared challenge: helping people manage and repay their debt. For Employers: Ditch offers a next-gen financial benefit that focuses on an often overlooked part of wealth-building - reducing the burden of debt. With over 60% of employees nationwide experiencing debt-related stress, Ditch is the missing piece of the financial puzzle that supports employee engagement and retention. For Lenders: Ditch’s AI servicing solution helps borrowers stay on track with their repayments, helping lenders reduce delinquency risk and maintain customer relationships. Ditch catalyzes repayment with automated round-ups of everyday purchases, and complements this with a full-suite servicing and personal finance experience that reduces cost-to-serve and drives long-term borrower loyalty. Ditch is the first all-in-one debt companion that catalyzes debt reduction and improved financial behaviors. Welcome to the new age of personal finance.