EFU Motor Insurance

EFU provides a full range of products for all kinds of vehicles, either being private, commercial or motorcycle. It includes Coverage, Act liability policy, Third party policy, Comprehensive policy, Third party personal injury and death, Third party property damage, Theft/own damage, constructive total Loss. Following are the Insurance covers offered: Private Vehicle Comprehensive Comprehensive coverage is a popular coverage that provides insurance from various sources of damage that can happen to your car. Accidental external means Whilst in transit by air, road, rail, inland waterway lift or elevator. Burglary house-breaking or theft Flood, hail, wind, hurricane, cyclone, tornado or typhoon Fire external explosion self-ignition or lightning or frost Riot and Strike Earthquake volcanic eruption or other convulsion of nature Malicious act Liability to Third Parties: The company will indemnify the insured in the event of accident caused by or arising out of the use of the Motor Car against all sums including the claimant’s costs and expenses which the insured shall become legally liable to pay in respect of: Death or bodily injury Damage to property other than property belonging to the insured The company will pay all costs and expenses incurred with its written consent. Commercial Vehicle The company will indemnify the participant against the loss of or damage to the vehicle and its accessories. Motorcycle Comprehensive In the event of the motorcycle being disabled by loss or damage covered under the policy, the company will bear the cost of protection and removal to the nearest repairers.