Excess Share Insurance (ESI)

Excess Share Insurance (ESI) is an Ohio-based property and casualty insurance company, authorized to insure consumer share accounts in both federally- and privately-insured credit unions. The Company is wholly-owned by American Share Insurance Corporation (ASI), a credit union-owned share guaranty corporation operating since 1974. ASI is licensed by the Ohio Department of Insurance (ODI) and dual-regulated by the Ohio Departments of Insurance and Commerce, as well as nine other state credit union regulatory authorities. ESI offers excess share insurance, a powerful tool that helps credit unions attract new deposits, protect what they already have, and retain their largest accounts. Today, hundreds of credit unions nationwide utilize ESI’s program to add another layer of protection over what is provided by their credit union’s primary insurer. ESI allows qualifying credit unions to customize the protection provided to members with deposit account balances in excess of $250,000. Excess share coverage means flexibility for you and added security for your members. Questions about excess coverage? Call us at 1-800-521-6342 or visit our website at www.ExcessShare.com.