The Katalyst Team at Ethos Lending

We’re not just loan officers — we’re wealth strategists, educators, and partners in your financial journey. At The Katalyst Team, powered by Ethos Lending, we exist to help homeowners, investors, and referral partners create, grow, and transfer wealth through real estate. In a market full of noise and complexity, we bring clarity and strategy. Whether you’re a first-time buyer, seasoned investor, or top-producing real estate agent, we offer tailored guidance backed by access to 30+ lenders and a hybrid broker model built for speed and savings. We believe the right mortgage is more than just a rate — it’s a catalyst for your legacy. Who We Serve: • Homebuyers seeking confidence and education • Real estate investors building long-term wealth • Referral partners who value alignment, trust, and excellence • Loan officers looking for freedom, pricing power, and elite support What We Deliver: ✓ Strategic mortgage planning ✓ World-class communication and execution ✓ Competitive pricing through our hybrid model ✓ Coaching, tools, and systems that empower action ✓ A legacy-minded approach to finance and real estate At The Katalyst Team, we’re here to help you win — not just today, but for generations to come. ⸻ The Katalyst Team Powered by Ethos Lending NMLS #1533336 | Equal Housing Lender Mike Hardy | NMLS #54483 Rick Mount | NMLS #188512 Kevin Sprague | NMLS #1547630