Fintech & Chips

Fintech & Chips is a UK-based app development company specialising in building intuitive, consumer-facing fintech products. We focus on solving real-world financial challenges through smart design, clear user journeys, and a relentless commitment to simplicity. We’re the team behind FreezeDebt, a successful debt support platform that has helped thousands of users take control of their finances through guided, ethical debt solutions. Our approach blends deep sector knowledge with modern product thinking — making complex financial services feel human, accessible, and transparent. Now, we're expanding into the mortgage and financial protection space, creating a new platform to help consumers find and secure mortgages and insurance products — including life, income, and home insurance — with zero broker fees and complete transparency. At our core, we believe fintech should empower, not overwhelm. That’s why every app we build is shaped by user feedback, behavioural insight, and a belief in technology for good. What we do best: Building scalable, user-first fintech apps Specialising in regulated sectors: debt, mortgages, insurance, and consumer finance End-to-end product development: strategy, UX, compliance, delivery Bridging the gap between financial services and everyday people Whether you’re a financial services provider, investor, or partner with a shared mission — we’re always open to meaningful collaboration.