Finture

Finture is a credit-first challenger bank reshaping Southeast Asia’s financial landscape. With a focus on technology-driven innovation, we are redefining how consumers access and utilize credit through smart, seamless, and flexiblefinancial solutions. In Indonesia, Finture has secured top-tier financial licenses, including E-money PJP1, Credit-QRIS, and Financial Innovation licenses, positioning itself as a major player in the country’s evolving digital finance sector. As the first fintech company officially partnered with VISA in Indonesia, Finture is at the forefront of expanding credit accessibility and modernizing payment experiences. At the core of Finture’s ecosystem is YUP, an advanced credit payment platform designed to integrate seamlessly into everyday transactions. Through partnerships with VISA and leading local financial institutions, YUP delivers a modern credit card experience, offering users greater flexibility, security, and convenience. Whether shopping online or in-store, YUP enables a truly borderless credit payment experience—allowing users to pay effortlessly wherever POS terminals or QRIS are accepted. YUP goes beyond traditional credit payments by offering Indonesia’s most extensive rewards ecosystem. With exclusive partnerships spanning 100+ leading international and local brands, including MAP, KFC, Häagen-Dazs, and Burger King, users benefit from personalized discounts, special offers, and a robust loyalty program that turns everyday spending into valuable rewards. At Finture, we believe that young consumers deserve access to responsible, efficient, and innovative credit solutions. Our mission is to build YUP into the largest digital credit card bank in Southeast Asia, empowering the next generation with smarter, more accessible financial tools. As we continue to drive financial innovation, Finture remains committed to leveraging technology, expanding financial access, and redefining the future of credit—one step at a time.