Finz

Finz is rebuilding SMB credit from first principles with an AI-powered ‘CFO-in-a-Pocket’ credit card platform. We address a $400B small business lending gap by solving the number one reason SMBs fail: cash flow shortages. Traditional lenders rely on outdated models, rigid terms, and charge predatory fees. Finz takes a different path—our AI CFO connects directly to banking, accounting, and ERP systems, using real-time data to predict cash flow gaps, adapt credit in real time, and deliver just-in-time capital—no applications, no predatory fees, no surprises. Finz doesn’t just offer a better credit card. It’s a contextual, AI-powered financial OS—built for how modern small businesses actually operate.