Flexible Benefits Systems, Inc.

Flexible Benefits Systems, Inc. (FBSI) has been providing flexible solutions for qualified plans and participant driven health plans since 1993. We focus on the needs of small and mid-sized companies that want to sponsor a cost effective retirement plan for their employees with easy access to account information and recognizable investment choices. FBSI offers products and services with flexible plan design options and features that are important to employees. FBSI's plan solutions include: -Affordability without reduced service -Versatile plan designs that are understandable to both employers and employees -Recordkeeping options ranging from daily to balance forward -Administrative services ranging from full service to bundled options -A variety of investment mix and plan pricing approaches – Employers can choose to absorb all costs, split the costs with plan participants, or have the participants absorb all costs – Employees can work with their own investment advisor or with one of our many partners FBSI recognizes the importance of: -Client Service -Compliance with Internal Revenue Service (IRS) regulations -Compliance with Department of Labor (DOL) regulations -Customized plans designed to meet the needs of the business owner -Client and participant communication -Ease of use -Innovation -Technology -Internal controls FBSI is a team of educated, knowledgeable and experienced professionals working to develop strong, long-term relationships through special attention to client needs. Our outsourced services will provide a seamless integration of trustee, custodian, investment management, daily recordkeeping, participant and sponsor education, and Internet access. Flexible Benefits Systems, Inc. recognizes that as your outsourced service provider, our responsibility is to make you shine!