Freelancer Financials

Mortgage and protection specialists for the UK's flexible workforce. John Yerou founded Freelancer Financials in 2004 to help the deluge of contractors and freelancers struggling to get competitive mortgages. Since then, we've gone beyond simply understanding how mortgages work for contractors; we’ve helped reshape them. We've devoted ourselves to changing lenders’ biased attitudes towards the flexible labour workforce, with unprecedented results. Through relentless lobbying, education and our unwavering commitment to improving the industry, we’ve helped level the once-punitive playing field. Never has that been truer. Whilst many brokers stick to the safe path of umbrella and limited company contractors, we've gone all in. From seafarers to NHS contractors, from zero-hours to day-1 contractors, we accommodate everyone. With over 30 diverse contractor-friendly mortgage lenders, we cover every angle, assessing mortgage affordability for all flexible workers using their contract day rate. To date, we've secured over 30,000 mortgages for limited company (PSC), day-rate, fixed-term and zero-hours contractors, umbrella employees, company directors, locums, CIS subcontractors, agency workers, and more. With our recent rebrand and broader scope, we have the capacity to do so much more for the UK's incredible flexible workforce. Start your journey towards financial freedom with a more competitive mortgage with us today.