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Lost $30M because of bad credits. I’d been a full-time real estate investor for twenty-three years prior to 2008, but failed to maintain an excellent credit for emergencies. I had no capital for backups and I had lost $30M during the Market Crash of 2008. After filing four company bankruptcies, I was chased by millions of dollars of liens, collections, credit card debts, and personal friend and family for money I owed. My personal credit tanked to bottom and I was virtually homeless and had no car to drive. After six years of dodging creditors and hiding in a foreign country, I came back to the states with my head down, feeling inferior to everyone. The only thing I had was deep determination to resuscitate my financial life. On June 25 2013, I went to buy a Toyota Prius (hybrid car to save gas because I couldn’t even afford gasoline) at a local Toyota dealership. The only terms I was qualified was to put down 20% and agreement to pay 39.99% APR. I could have walked into this same dealership six year prior and buy 20 cars in cash. I was EXTRA pissed at no one but myself! If it was not my family & friends allowing me to stay with them, I would have lived under the bridges. At that moment I realized I had hit bottom of the bottom. As I signed for that $21,738 car loan at the dealership, I was determined to face and deal with one thing that I had neglected for too long - credit. After returning home with the new car, my credit education obsession began. Four months into it with thousands of hours obsession I was able to have fixed my credits and I was lendable again. Seven years later (2020) I still able to continue maintaining my perfect credit scores. This excellent credit enabled me to buy our family home, paid off my family/friend loans, accumulated over $7 million of real estate again, and most importantly I now have access to over $300k credit lines. With oxygen you can survive but to thrive you will need excellent credit. Credit is fixable!

Company Details

Founded
-
Address
4233 Se 182nd Ave,
Industry
Consumer Services
NAICS
Other Services (except Public Administration)
Religious, Grantmaking, Civic, Professional, and Similar Organizations
Social Advocacy Organizations
Human Rights Organizations
Environment, Conservation and Wildlife Organizations
Other Social Advocacy Organizations
HQ
Gresham, Oregon
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