Hecto Financial Co., Ltd

No.1 Market share Easy Cash Payment based on banking account No.1 Virtual Account Main services: Firm banking: A payment automation service for various expenses - An automated payment service for various expenses without the hassle of unnecessary bank visits or internet banking - Facilitates automatic withdrawal of various funds such as salaries, payments for goods/services and other expenses Virtual account: A deposit-only account allocated to a customer for easy payment collection - Provides a comprehensive range of services from the initial issuance of virtual account to real-time or collective confirmation of customer deposits - Allows collective consolidation and settlement of the completed deposit transactions by bank Simple cash settlement: A simple cash settlement service available after initial account registration - A new type of settlement system, which utilizes the firm banking's real-time withdrawal and deposit functions - Available for immediate use after a simple verification process that does not require either certificates or OTP - Password authentication is use for quick and convenient payment after an initial account set-up - Password authentication is use for quick and convenient payment after an initial account set-up Payment Gateway: Providing various electronic payment mean for franchise stores - Offers a variety of electronic payment means, such as real-time account transfers, virtual accounts, mobile payments, etc. - A widely recognized and reliable payment service developed through SettleBank's extensive technological and operational know-how G-banking: Real-time virtual account collection & management for government agencies - 1-customer 1-account payment system with several payment options and installment plans - Supports payments at anytime of the day by various means without the hassle of going to a bank - Facilitates higher delinquency collection - Servicing ~190 local governments (>70%)