i-RiskLine

Vintage is an independent consultancy specializing on Credit Risk Management for complex environments. We support clients in providing in-depth investigations and strong field support. Vintage caters to the needs of the credit industry in the area of Credit / Fraud Risk Management and handles other business functions such as audit of business process, training and corporate investigations for individuals and corporates. Vintage was incorporated in 2017 by Nalina Seetharaman in Chennai. Nalina has done her Master's in Financial Management after completing her bachelors in Computer Applications from Sastra University. On the front end, the firm’s day-to-day operations are managed by Venkata Subramanian R, who has over 22 years of professional experience in Risk Management Functions across banks, NBFC & Fintech. Mr. Venkata Subramanian is a Computer Science Post graduate from Bharathidasan University. He has wide, diverse & rich experience in Banking & Financial Services with various Risk Management Units. He has started his career with Allsec Persocom in 2000, in Chennai & moved out to work with MNC banks Standard Chartered Bank, HSBC, Deutsche Bank, and IndusInd Bank before floating his own venture in 2017. His area of experience revolves around Fraud Control, Debt Management & Credit Underwriting units across zonal and national levels of operation. At the product level, he is rich expertise in Credit Card, Personal loans, Business loans, Home loans & Mortgages with representation on the bank's behalf in multiple common forums. He has successfully managed Risk at Pre & Post Acquisition stages like Application Screening, Account monitoring, Centralized onboarding checks, Syndicate fraud investigations, law enforcement liaison for market hits, and remained as a single point of contact in banks for Risk related to Credit cards & Loans.