Illinois FAIR Plan Association

The mission of the Illinois FAIR Plan Association is to make basic property insurance available to qualified Illinois applicants who have not been able to obtain property insurance. It is understood that applicants, as well as policyholders, will seek insurance in the standard insurance marketplace before applying to the FAIR Plan. The FAIR Plan will strive to provide service and basic coverage comparable with the service and basic coverage available in the standard insurance market place. The FAIR Plan will also endeavor to educate the public on the availability of the FAIR Plan, to encourage the revitalization of urban neighborhoods, to make basic property insurance available in areas where discrimination or other factors make such insurance difficult to obtain, and to participate in appropriate programs to reduce the incidence of loss, particularly programs affecting insurance fraud and arson.