iTitleTransfer, LLC

The nation's first GSE-Compliant, Fully Insured Loan Closing Platform manages AOLPlus, the Nation's Leading contemporary Attorney Opinion Letter (AOL) as a component of an end-to-end (E2E) mortgage loan closing platform. The platform of 12 closing components is based on Fannie Mae's Equitable Housing Finance Program, serving minority and first-time borrowers and their lenders. The proprietary platform provides a safe, reliable alternative to title insurance, reducing borrower loan-closing costs 65%, and mortgage lender internal costs 50%. iTitleTransfer's Platform protects owners, borrowers, lenders and successors-of-interest for loan amount and life-of-loan, for one low flat fee, which is approximately one third the cost of traditional title insurance, endorsements, escrow services, add-ons, set-ups, and service fees. Platform mortgage loan closing functions are as follows: 1. Insured Search 2. Insured Examination 3. Insured Proprietary Risk Scoring 4. Insured Curative Services 5. Insured Attorney Opinion Letter 6. Insured Document Preparation 7. Insured Traditional Escrow 8. Insured Date Down, 9. Insured eNotary 10. Insured eSign 11. Insured eRecording 12. Insured Loan Closing and 13. Insured Deed Monitoring Each component of the loan closing platform is independently insured; in addition to iTitleTransfer’s coverage for fraud, forgery, duty-to-defend, lien priority, gap, CPL, cyber; and excess/umbrella insurance providing an additional layer of insurance related to each loan transaction. Lenders have experienced zero “buy-backs” of mortgage loans in which AOLs were utilized by mortgage lenders. Ted Sprink, Founder and Managing Director iTitleTransfer, LLC tsprink@ititletransfer.com www.iTitleTransfer.com LinkedIn: iTitleTransfer, LLC Office: 866-494-3727 Mobile: 760-604-0277 LinkedIn: Theodore Sprink www.tsprink.com America's Land Transfer Association www.AmericasLandTransferAssociation.org