Jiwambe

Jiwambe is a fintech unlocking asset financing for Africa’s informal economy - starting in Kenya. We build smart, structured credit solutions for the people and businesses traditional lenders overlook. What We Finance: Home Improvement Loans – Up to $500 with 6-month repayment plans tailored for low-income households. Electric Motorcycles – Affordable, income-generating mobility for riders in the gig economy. Collections & Recovery – Tech-driven, ethical recovery systems that protect both lenders and borrowers. Why We’re Different: Built for Informal Markets – We know how to underwrite risk where others see chaos. Tech-Enabled Collections – Data, automation, and local intelligence power our recovery engine. Partner-First Model – We work with suppliers, lenders, and investors to co-create scalable credit ecosystems. Our Mission: To bridge the credit gap for Africa’s working class—fueling mobility, home ownership, and income growth through responsible, data-driven financing. Let’s Build Together We’re looking to partner with forward-thinking investors, suppliers, and lenders. If you see opportunity where others see risk—let’s talk.