Kajco Finance Ltd (UK)
Building Africa’s Intelligent Credit Infrastructure
Kajco Finance Ltd is the parent company behind Kajco.io, a next-generation financial infrastructure designed to reinvent how credit works in emerging markets.
We’re not just building a loan app. We’re building the rails that underserved communities can trust; using behavioural insights, mobile-first onboarding, and real-time decision engines to create systems that are faster, smarter, and more inclusive.
Today, millions of people across Africa are locked out of formal finance by outdated credit models. Kajco bridges that gap with a technology-first approach built around the real-world behaviours of informal users and small businesses.
What We’re Doing Now
We're currently piloting in Nigeria through Kajco Credit, a retailer-integrated platform offering Trustline Credit (TLC); a tiered lending system based on trust, repayment behaviour, and verified identity.
🔹 No paperwork
🔹 No manual cash
🔹 Real-time eligibility logic
🔹 Retailer, app and agent-initiated onboarding
What’s Coming: Kajco.io
Our future platform will deliver:
• Embedded Lending-as-a-Service (LaaS) APIs
• Credit decision engines for partners
• Smart wallet + scoring integration
• Ecosystem-ready infrastructure for scale
📍Pilot Market: Nigeria
🌍 Vision: Pan-African reach
💡 Focus: Behavioural Lending | Embedded Credit | Digital Infrastructure
Company Values:
🔸 Inclusion First
🔸 Intelligence Driven
🔸 Trust Through Transparency
🔸 Empowerment by Design
We're building infrastructure- not just a fintech. Join us on the journey.
📩 info@kajcofinance.uk
🔗 www.kajcofinance.com
📞 +44 7537 184500
#Kajco #KajcoIO #TrustlineCredit #FintechAfrica #FinancialInclusion #SmartLending #EmergingMarkets #BehavioralFinance #LaaS #DigitalCredit
Company Details
- Employees
- 2
- Founded
- -
- Address
- 5 Brayford Square, London,e1 0sg,united Kingdom
- Industry
- Financial Services
- NAICS
-
Finance and InsuranceMonetary Authorities-Central Bank
- Keywords
- financial inclusion, microcredit infrastructure, Behavioral Credit Scoring, Retailer-Integrated Lending, Mobile-First Onboarding, Lending-as-a-Service (LaaS), Embedded Finance APIs, Agent-Led Credit Access, Real-Time Credit Decisioning, Intelligent Credit Systems, Geo-Fenced Lending, Digital Identity, Smart Wallet Integration, Scalable Fintech Architecture.
- HQ
- London
- Competitors
- Kajaine Finance, Freetown Consultancy and Services.
Kajco (Kajco Finance Ltd, Uk) Questions
Kajco (Kajco Finance Ltd, Uk)'s LinkedIn profile is https://uk.linkedin.com/company/kajco-finance
Kajco (Kajco Finance Ltd, Uk) has
2 employees.
View email and phone details for 2
employees at Kajco (Kajco Finance Ltd, Uk).
Kajco (Kajco Finance Ltd, Uk)'s industry is
Financial Services
Kajco (Kajco Finance Ltd, Uk)'s top competitors are
Kajaine Finance,
Freetown Consultancy And Services.
Kajco (Kajco Finance Ltd, Uk)'s categories are Financial Services
Kajco (Kajco Finance Ltd, Uk)'s founding year is 2025
