Kema

Kema is a leading Accounts Receivable Automation and Invoice financing company, helping MENA-based SMEs grow with improved cash flow. Whether you're chasing late payments, about to pay an unplanned expense, or need liquidity to scale, we’re here to help. Here are three ways we boost your cash flow: - Invoice Financing: Get paid in 1-2 days by either converting receivables into working capital or deferring vendor payments. - AR Automation: Digitise manual processes from invoicing to reconciliation. - Payment Links: Let customers pay faster with embedded links and multiple payment methods (like credit cards) without any additional code. Named one of Dubai's top 33 startups to watch, we’re your partner in data-driven financial strategy and agility.