Kernel

At Kernel, we’re building intuitive financial management tools for SMBs in South Asia. We empower the growth of our users by providing them with modern and intuitive solutions, eliminating friction in their routine operations. We help them digitize invoicing and billing, collect cash from clients faster, automate accounting workflows and get access to financial services. 100 million businesses in the Global South are now struggling to comply with new tax regulations. SMBs in these countries have little financial and tech literacy, and since they're used to operating in the shadow economy, they're having a hard time dealing with the new regulations. These businesses haven’t gone through digitization yet, nor do they have the necessary tools or knowledge to navigate the change the government is forcing on them. We at Kernel aim to change that.