Kerper-Bowron

We are an actuarial firm specializing in the F&I, Captive, and self-insured work We manage and do accounting for Producer Owned Reinsurance Companies. We specialize in evaluating property and casualty exposures, including extended warranty, vehicle service contracts, GAP insurance, personal and commercial lines, and environmental reserving. Our actuaries have worked in the actuarial business for decades and we proudly offer the following services: Statements of Actuarial Opinion F & I Products • Vehicle Service Contracts • GAP • Tire & Wheel • Theft Products • Other Brown & White Service Contracts • Appliances • Consumer Electronics • Other Service Contracts • Home • Original Equipment Manufacturers (OEMs) Other Lines • Private Passenger • Homeowner • Commercial Lines • Worker’s Compensation • Environmental Reserving • Captive Insurance Generalized Linear Modeling/Predictive Modeling Acquisition Due Diligence Expert Testimony Kerper and Bowron is the leader in F&I analysis and actuarial work. Our groundbreaking techniques allow insurers and administrators to analyze data with a precision that is unobtainable using traditional actuarial techniques. For example, our analysis integrates the driving patterns of your insureds, the underlying warranties of your service contracts, parts level analysis of claims, and dynamic modeling of your data. Our techniques allow insureds to instantly see the impact of changing underlying warranties and offer a much quicker look at the development of immature contracts for maximum gain. We also have extensive experience with GAP insurance and can estimate the impact of macroeconomic changes in the lending and used car markets to provide insight to the direction of your GAP book. We also work with other products in auto dealerships such as Tire & Wheel. We also provide Statements of Actuarial Opinions, rate filing support, captive feasibility studies, valuations for acquisitions, and other services.