Koshpal

At Koshpal, we believe managing money should feel simple not stressful. Koshpal is a privacy first, all in one personal finance platform designed for the Indian consumer. We help users take control of their money by simplifying how they track expenses, set budgets, receive smart alerts, and understand their financial habits through intuitive visual insights all without linking bank accounts. Koshpal is a privacy first, all in one personal finance app designed for Indian users. Unlike most apps, we let you track UPI and cash expenses without linking bank accounts. You get real-time budget alerts, smart visual insights, and intuitive tools to stay in control of your money. Our mission is to simplify personal finance and help every Indian feel informed and confident about their money. 📢 We were awarded a grant at Disrupt 4.0 (LNMIIT), recognition that reflects our commitment to innovation in fintech. Join us in making money management effortless, secure, and empowering.