K&R Planners LLP

Lack of financial literacy coupled with product linked remuneration structure of distributors have been the root cause for incorrect personal finance decisions. Since 2015, Our mission is to bring quality financial advisory to all based on knowledge, expertise, trust and transparency. We have helped more than 200 families from diverse backgrounds like doctors, IT professionals, senior corporate executives / CXOs, etc transform their personal finances. Challenges of every individual are unique and require specific and customized approach. Some common questions requiring introspection: 1. Have you planned for emergency or contingency? If yes, how long can you keep yourself afloat? 2. Have you considered the impact of inflation and taxes while forecasting and quantifying financial preparedness for future? 3. Have you assessed your health and mediclaim insurance coverage appropriately? 4. Are your investment decisions in line with your risk appetite and purpose? 5. Have you planned for unforeseen circumstances like job/income loss, loss of life, medical exigencies to self or dependents, etc? 6. Did you know that the rate of inflation is different for your various responsibilities and requirements like monthly living expenses, vacations, education cost for children, etc.? Have you accounted them in your personal finances? 7. Apart from wealth creation, have you considered protection of created wealth while planning your finances? 8. Did you know that lack/inadequacy of pension, inflation, taxes, unforeseen financial support to children are few of the factors which can completely put you off balance during retirement? Have you planned for it? 9. Do you have a clear cash-flow to evaluate your progress? 10. How frequently do you evaluate the relevance of your personal finances? Apart from above questions, we answer specific aspects of your personal finances. Book an appointment now at www.krplanners.com