Algorithmic Insurance Services, Inc dba Lightspeed Insurance & Risk Group

Lightspeed Insurance & Risk Group is a California resident licensed insurance and reinsurance brokerage and consulting firm headquartered in Newport Beach, California. We operate nationally, serving clients across personal, commercial, and specialty lines with a focus on delivering forward-thinking risk transfer solutions. Our work is organized across three core divisions: • Insurance – We support both personal and commercial clients, with a specialty in complex and hard-to-place risks including trucking, construction, technology, and habitational exposures. • Reinsurance – We advise on and broker reinsurance placements with expertise in program business, captives, and alternative risk structures. • Program Development – We help entrepreneurs and underwriting teams build and launch MGUs, providing support with rate development, rules, forms, compliance, operational workflows, and capacity placement. Lightspeed combines technical insight, strategic advisory, and responsive execution to solve today’s most challenging insurance needs.