Lucred

Lucred makes payment and purchases affordable and flexible for Africans through a credit line they can spend across 1000+ merchants and pay overtime Lucred is a digital line of credit platform that gives you a line of credit up to ₦200,000 with very low interest that you can spend at over 1000 merchants. We help make a purchase affordable for shoppers (by allowing them to buy now and pay later) and increase sales for retailers. Accessing credit from lenders is a paper-filled stressful process with a high-interest rate which results in a high level of default and non-data protection collection methods; this has led consumers, especially millennials, into looking for faster and stress-free alternatives to financing their purchase. Merchants also get requests from customers about making a purchase now and splitting the payment but there are no suitable solutions helping them solve this problem which is why we created lucred. We are revolutionizing how Africans access, use and perceive credit. Our mission is to help develop Africa into a credit economy