MDO Mortgage - MB 1986484

At MDO Mortgage, we're truly passionate about finding the best solutions for homebuyers and investors. With over 25 years of combined experience, our founders, Diego Osorno and Mauricio Osorno, have built a team that thrives on making the mortgage process smooth and successful for everyone involved. We've got some truly unique loan programs that I think you'll find exciting, designed to help all sorts of clients, including: Game-Changing 1% Down Conventional Loan: Imagine your clients getting into their dream home with just 1% down, while the bank contributes an additional 2% or up to $7,000! This incredible program is available for those at 80% Area Median Income or below, making homeownership more accessible than ever. Minimum FICO 620. Effortless Short-Term Rental Loans with AIRDNA: For investors eyeing the booming short-term rental market, we make qualifying incredibly simple. All we need is the property address, and with minimal documentation, we can help your clients secure financing. This type of loan works best in cities with high traffic of tourists. Flexible DSCR Programs for Investment Properties: Expanding your clients’ investment portfolio has never been easier! Our Debt Service Coverage Ratio (DSCR) programs cater to investment properties up to 10 units and even mixed-use properties. With competitive Loan-to-Value (LTV) ratios of 75%-85% and credit scores starting at just 660, we provide flexible options for investors looking to grow their portfolio. Specialized Foreign National Programs: We understand the unique needs of our international clients. Our tailored programs for foreign nationals ensure a seamless process for those looking to invest or reside in the U.S. Proven Success with ITIN Number Loans: We're really good at closing ITIN number loans Comprehensive Loan Offerings: And beyond these highlights, we also offer a full range of traditional and non-traditional programs like Full Doc, 12-24 month bank statements, 1099, and many others.