OGMA Risk and Analytics

OGMA Risk and Analytics is a risk management, analytic, and consumer credit insight consulting company designed to bring risk management and analytics to the Financial Services industry. We have expertise in the credit card, auto, mortgage, unsecured personal loan, FinTech, BNPL, short-term lending, Credit Union, and alternative financing spaces across the full consumer lifecycle. OGMA has a number of services and packages available to serve your needs, including a risk and analytic environment assessment, custom modeling, reporting suite creation, and risk strategy development and execution, to name a few. We offer a blended onshore/offshore model, which provides competitive pricing for sophisticated solutions. OGMA was founded by Matthew Komos, with nearly 25 years of risk management and analytic experience working in and consulting with some of the largest lending institutions in the United States, Mexico, and Colombia, (including HSBC, Chase, Citibank, Bank of America, Wells Fargo, U.S. Bank, M & T, Countrywide, 5th/3rd, Toyota Motor Finance, and many other large and small institutions). He also spent over a decade at TransUnion, gaining a deep expertise of credit bureau and alternative data, consumer credit trends, and the credit ecosystem. Additionally, OGMA has a team of data scientists and statisticians available to help fulfill on custom risk and analytic solutions for your business.