Orchard Financial Associates

We focus on promoting the development of lifelong trusting relationships with clients, helping them to secure the financial futures of themselves and their families through the breadth of wealth management and financial planning services that we offer. Our advice covers all areas of Wealth Management, including Retirement Planning, Tax Efficient Investment Planning and the wider areas of Wealth Protection such as Life Assurance, Critical Illness Cover, Income Protection, Private Health Cover and Estate/Family Trust Planning. We also help our clients with Mortgages and the associated planning that comes with home ownership. Your home may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested. Trusts are not regulated by the Financial Conduct Authority. The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website www.sjp.co.uk/products. The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives. SJP Approved 23/08/2024